Investment Opportunity
ZYQ.ai is raising $500K to $1 million in seed funding to accelerate growth and capture market leadership in AI-powered commercial lending solutions
Why Now, Why ZYQ.ai?
The convergence of economic necessity, technological advancement, and market readiness creates the perfect opportunity for ZYQ.ai to transform commercial lending:
Small businesses are the backbone of America's economic recovery, yet they face unprecedented capital access challenges. Our mission to democratize commercial lending couldn't be more timely.
While consumer fintech has seen massive innovation, commercial lending remains trapped in outdated, inefficient processes—creating a $1T+ market ripe for disruption.
The AI revolution has finally matured to enable true automation of complex lending workflows, and ZYQ.ai is positioning at this technological inflection point.
Our affiliate brokerage network gives us immediate distribution to 100+ engaged lenders, providing both market validation and a rapid path to scale.
ZYQ.ai brings together veteran lending experts and technical innovators—the perfect blend of domain expertise and technological capability needed to transform this industry.
With founder funding secured and additional LOC commitments in place, we're poised to execute rapidly in a market desperate for innovation.
The Lending Origination Software Opportunity
While the U.S. small business lending market exceeds $1 trillion annually, the real opportunity for ZYQCore.ai lies in the technology that powers it.
Market Opportunity
Our focus is on the underserved market of commercial lending origination and project management software. We target community banks, credit unions, CDCs, brokers, and alternative lenders — segments currently struggling with outdated technology.
$4.5B
Total Addressable Market (TAM)
Annual spend on lending origination platforms
$1.5B
Serviceable Addressable Market (SAM)
Software opportunity in target segment
2,000+
Target Lending Institutions
Currently underserved by legacy tools
$70M
ARR Potential
At 2,000 clients over 5 years
How We Make Money
ZYQ.ai's business model combines multiple revenue streams with favorable unit economics
Revenue Streams
SaaS Subscription Licensing
Recurring revenue from platform subscriptions
Exchange Transaction & Subscription Fees
Revenue from Turn-Down Exchange activity
Future Marketplace Add-ons
Additional revenue from premium features and services
Financial Projections
CAC: < $15K | Revenue per Lender: $35K–$50K
Favorable unit economics
Target: $1M ARR by mid-2026
Near-term revenue milestone
Goal: $70M ARR with 2,000 lenders in 5 years
Long-term growth trajectory
What We've Achieved So Far
ZYQ.ai has made significant progress in product development, market validation, and building a strong foundation for growth
Real-World Results
MVP used daily by lending professionals inside IBC
Beta Rollout
First external clients being onboarded
Strong Network
100+ lenders engaged through existing relationships
Sales Pipeline
Focused on beta growth and lender adoption
Led by Experts in Lending, SaaS, and Scalable Tech
Our experienced team combines deep expertise in commercial lending, software development, and financial technology
Supported by two part-time frontend/backend developers